Resident History

Prior Eviction

What it controls: How long after an eviction filing before you'll consider applicants.

Default Setting: 3 years

Range: No requirement to any number of years

Important Distinctions:

  • Eviction filing: When the case is filed (appears on records)

  • Eviction judgment: When the court rules in landlord's favor

  • Collections: When unpaid rent goes to collections

Company Policy: No universal standard - this varies widely by market and property type. Consider:

  • Your market's competitive landscape

  • Property type and rent level

  • Your risk tolerance

  • Local laws (some jurisdictions limit eviction history screening)

Money Owed to Landlord

What it controls: Whether owing a previous landlord money is an automatic decline.

Default Setting: Yes (automatic decline)

How it works:

  • Shows on credit report as collections from property management companies

  • May also appear as civil judgments

  • Indicates unresolved tenant debt

Why this matters: Strong predictor of payment issues. If they didn't pay the last landlord, they may not pay you.

Automatic Decline: This is one of the few criteria that triggers an immediate decline without further review.

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