# Resident History

#### Prior Eviction

What it controls: How long after an eviction filing before you'll consider applicants.

Default Setting: 3 years

Range: No requirement to any number of years

Important Distinctions:

* Eviction filing: When the case is filed (appears on records)
* Eviction judgment: When the court rules in landlord's favor
* Collections: When unpaid rent goes to collections

Company Policy: No universal standard - this varies widely by market and property type. Consider:

* Your market's competitive landscape
* Property type and rent level
* Your risk tolerance
* Local laws (some jurisdictions limit eviction history screening)

#### Money Owed to Landlord

What it controls: Whether owing a previous landlord money is an automatic decline.

Default Setting: Yes (automatic decline)

How it works:

* Shows on credit report as collections from property management companies
* May also appear as civil judgments
* Indicates unresolved tenant debt

Why this matters: Strong predictor of payment issues. If they didn't pay the last landlord, they may not pay you.

Automatic Decline: This is one of the few criteria that triggers an immediate decline without further review.